Loan approval can take up to 48 hours, which is longer than many other online lenders. Lenders may request other documents as needed. Your base application may require copies of your driver’s license, proof of insurance, proof of income, proof of residence and a payoff letter for refinancing. Autopay will generate a list of loans you qualify for and run a hard credit check when you pick a loan offer. You can pre-qualify for Autopay loans by filling out a simple application. Loan terms are also available in a wide range from 24 to 96 months, giving you more flexibility for monthly payments. You won’t have to take out more than you need, but you can take out a larger loan for more expensive or higher-quality vehicle purchases. Fortunately, the website offers a wide variety of auto loans for individuals with bad credit.Īutopay can provide a fairly wide range of loans as low as $2,500 or as high as $100,000. You should therefore research each lender to see if you qualify for a specific loan. Instead, credit requirements are set by each individual lender. Since Autopay acts as a loan comparison site, it doesn’t have a solid minimum credit score. Lease buyout refinancing - Use a lease buyout to pay off a lease early, avoid fees and keep driving your car until the end of your lease term. ![]() Cash back refinancing - You can receive up to $12,000 in cash to use for paying off your high-interest debt or personal expenses.You could also add or remove people from your loan in the process. Traditional refinancing - Use this loan to reduce interest or monthly payments or shorten your loan terms.You may be able to find the following types of refinancing loans with Autopay: It also offers multiple types of refinancing. Why we chose it: Autopay is one of the best auto loans for bad credit because it allows you to compare loans from multiple lenders, making it easier to find a refinancing loan with the best possible terms.
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